Essential Documents Required to Buy Car Insurance in the UAE15 Mar, 2023
Are you a car owner looking to buy car insurance in the UAE? Read this blog to understand the documents required to buy car insurance in UAE.
What documents do I need to purchase car insurance?
Car insurance protects drivers from financial losses during accidents or thefts and offers coverage for injury and property damage to third parties. This article discusses the types of car insurance policies available in UAE, the documents needed to buy car insurance, and tips for getting the best car insurance rates.
Quick Read Section
- To ensure the safety of drivers and pedestrians, all vehicles registered in the UAE must have a valid car insurance policy.
- Car insurance is a mandatory requirement for all vehicles registered in the UAE.
- Car insurance in the UAE is divided into two categories: third-party and comprehensive car insurance.
- Comprehensive car insurance covers all losses, including accidental damage, theft, and fire.
- You will require a driving license, residential visa, passport, and some additional documents to buy car insurance.
- Remember to check for inclusions and exclusions when buying car insurance in the UAE.
How to Choose the Right Car Insurance Policy?
Choosing the right car insurance policy is essential for any driver in the UAE. It is important to understand the different policies available and the coverage they provide.
When choosing a car insurance policy, consider the make and model of the vehicle, the driver's age and driving record, and the location where the car is registered. You must also consider additional services, such as roadside assistance and car tracking.
Once you have chosen the right car insurance policy, read the document carefully and check for any exclusions. This will help you understand what is and is not covered in the policy.
Documents Required to Obtain Car Insurance in the UAE
Listed below are the essential documents for purchasing car insurance in UAE:
- Driving License: You are legally required to have a valid driving license to purchase car insurance in the UAE.
- Residential Visa and Passport: Expatriates in the UAE must provide a copy of their residence visa and passport when applying for car insurance.
- Vehicle Registration Certificate (RC): You must have a valid copy of the car registration certificate for the vehicle you want to insure.
- Additional Documents: Along with the documents mentioned above, you must also submit your Emirates ID (if you are a UAE national) and a letter of confirmation to demonstrate that your car is GCC-certified.
Documents Required for Car Insurance Renewal in the UAE
Once you buy car insurance, it will require timely renewal for its validity. You must submit certain essential documents whenever you plan to renew your car insurance policy. The primary and mandatory documents required for car insurance renewal are:
- Emirates ID or Passport
- Certificate of Vehicle Registration
- Passport-sized photographs of the insurer
- Residential Visa for expatriates
- Driving license
- Certificate of Pollution Test
You must submit a No Claim letter for the years where you didn't register any claims for your vehicle. This letter can enable you to get a no-claim bonus.
The Top Car Insurance Providers in the UAE
There are several renowned car insurance providers in the UAE. These companies offer comprehensive and third-party liability insurance with different premiums to suit your budget and requirements. These insurance policies will enable you to compare the options available and choose the best. We have listed some of the top car insurance companies in the UAE below.
- Sukoon Insurance
- Qatar Insurance Company (QIC)
- Royal and Sun Alliance (RSA)
- Adamjee Insurance
- Tokio Marine And Nichido Fire Insurance
- Ras Al-Khaimah National Insurance (RAK)
- New India Assurance Company
- Oriental Insurance Company
- Methaq Takaful Insurance Company
- Noor Takaful Insurance
Car insurance is a legal requirement for any vehicle in the UAE. Knowing the types of policies and documents required to obtain car insurance in the UAE is important. Comparing car insurance quotes from various providers is an excellent way to get the best car insurance rates. Ensure you choose the right car insurance policy for your needs and budget.
Gargash Insurance offers a range of car insurance policies, including comprehensive and third-party insurance. We have a vast network of insurance brokers who help customers to get the best car insurance rates. We also offer online services for customers to manage their policies and buy insurance more conveniently.
Our team of experienced insurance brokers can help you find the right car insurance policy for your needs and budget.
Contact us today for all your car insurance needs