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Buying a Used Car in UAE? Don't Forget to Check Its Accident History!

check car accident history in UAE- motor insurance- Gargash Insurance brokers 27 Feb, 2024

Looking to purchase a pre-owned car? Before you do, follow these steps to check the accident history of a vehicle to make sure you're getting a reliable vehicle.

When purchasing a used car, it is crucial to gather as much information as possible about the vehicle's accident history. This article provides a comprehensive walkthrough on how to check a car's accident history in the UAE. By following these steps, you can make an informed decision and ensure the safety and reliability of your potential vehicle purchase.

 

Quick Read Section

  • Checking the accident history of a used car helps identify potential issues, evaluate previous damages, and make informed decisions.
  • To check the accident history, obtain the Vehicle Identification Number (VIN) and use online government platforms like Emirates Vehicle Gate, Ministry of Interior, and RTA websites.
  • It's important to invest time in research, verification, and obtaining comprehensive insurance coverage for a smooth driving experience in the UAE.

 

Why Should You Check the Accident History of a Used Car?

The accident history of a car plays a significant role in the decision-making process of buying a used car in the UAE. Cars that have been involved in accidents in the past may have visible or hidden damage that can compromise road safety for drivers, passengers, and pedestrians. By checking the accident history, buyers can identify any potential issues, evaluate the extent of previous damages, and make informed decisions about the vehicle's condition and value.

 

Where to Check Car Accident History in the UAE

Step 1: Find the Vehicle Identification Number (VIN)

Once you have decided on the model and dealer, find out the used car’s chassis number or Vehicle Identification Number (VIN). The VIN is a unique 17-character long code is assigned to every vehicle and is like a car's fingerprint. You can find the VIN by physically inspecting the used car itself, as it is usually located on the dashboard, near the windshield, under the hood of the car, or on the driver's side door frame. The number can also be retrieved from the car registration or insurance documents. Make sure to note down the VIN as it will be required for the subsequent steps.

 

Step 2: Utilize Online Government Platforms

The next step is to check the accident history of the used car using authorized government platforms such as Emirates Vehicle Gate, Ministry of Interior, and RTA websites. These online tools will help you access details like registration details, fines, title transfers, and any major repairs the car has undergone. By utilizing this information, you will be equipped to make a well-informed decision regarding whether the car aligns with your expectations. Input the Vehicle Identification Number (VIN) to obtain information regarding the age, make, model, any records of theft, and even potential involvement in illegal activities.

 

Ministry Of Interior (MOI)

  • Locate the chassis number of your vehicle.
  • Visit the Ministry of Interior (MOI) website: https://portal.moi.gov.ae/eservices/
  • In the provided drop-down menu, locate and click on 'Traffic and Licensing,' then proceed to select 'Accident Inquiry.'
  • Enter the chassis number and click on submit.
  • The website will display the accident details, including the location, date, time, and accident report number if any accidents were recorded.

 

Emirates Vehicle Gate (EVG)

  • Visit the Emirates Vehicle Gate (EVG) website: https://evg.ae/default.aspx

 

  • Choose the option labeled 'Traffic Accident Management.'
  • Enter the chassis number to search for the vehicle's accident history.
  • The website will provide specific accident details such as the date, time, and location of each recorded accident.

 

Abu Dhabi Police

  • Click on ‘Public Services’ from the menu tab.
  • Select the option labeled 'Vehicle Accidents Inquiry' from the drop-down menu
  • Enter the vehicle's chassis number to access the accident details.
  • The website allows you to download and print the accident history for future reference.

 

Road & Transport Authority (RTA)

  • If you reside in Dubai, the RTA provides the 'Technical Vehicle Status Certificate' service.
  • Visit the following link: https://www.rta.ae/wps/portal/rta/ae/home/rta-services/service-details?serviceId=5810003
  • Click on the red tab labeled 'Apply Now' to proceed.
  • You will be redirected to another portal where you need to agree to the terms and conditions.
  • Proceed by clicking on 'Apply for service' and inputting the chassis number.
  • An OTP (one-time-password) will be sent to the previous owner via SMS, who must approve the disclosure of the vehicle's information.
  • Once approved, you can access the car's accident history.

 

Step 3: Review the accident reports

Carefully review the vehicle reports. Be vigilant for any warning signs such as a high number of accidents, significant repairs, or inconsistencies in the vehicle's history. If everything is in order, you are now only a step away from making a reliable purchase.

 

Step 4: Engage Professional Inspection Services:

If you prefer a more thorough evaluation, consider getting a pre-purchase inspection done by a trusted mechanic. They can identify signs of previous accidents, repairs, or any underlying issues that may affect the car's performance. While this option may involve an additional cost, it can provide you with peace of mind and ensure a reliable purchase.

 

Can Insurers Check Accident History?

Insurers in the UAE have access to accident history records through their databases. When you apply for car insurance, insurers typically evaluate the vehicle's accident history as part of their risk assessment process. The insurer may consider previous accidents, claims, and repairs to determine the premium and coverage options. However, insurers may not disclose this information to the public as it is confidential.

 

Why choose Gargash Insurance for your used car insurance needs?

When it comes to insuring your used car in the UAE, choosing Gargash Insurance as your insurance broker offers several unique advantages.

Firstly, Gargash Insurance has a strong reputation for providing exceptional customer service. Our dedicated team of insurance experts go above and beyond to understand your specific needs and find the best insurance coverage that suits your requirements. Secondly, Gargash Insurance works with a wide network of reputable insurance providers, giving you access to a diverse range of coverage options and competitive prices. This ensures that you can compare and choose the policy that offers the best value for your used car.

Additionally, Gargash Insurance keeps up with the latest industry trends and regulations, ensuring that you receive up-to-date information and advice when it comes to insuring your vehicle. Their commitment to transparency and integrity makes them a reliable partner for your used car insurance needs.

With Gargash Insurance, you can have confidence and peace of mind, knowing that your used car is protected by a reputable and trustworthy insurance broker.

 

Conclusion

Purchasing a car without checking its accident history can lead to unexpected expenses and safety concerns. However, it is even more crucial to make sure that your car is covered under a comprehensive insurance plan to protect you from financial expenses and liabilities.

Remember, it's always better to invest time in research and verification before finalizing a used car purchase, as it helps protect your investment and guarantees a smooth driving experience in the UAE.

Buy the right insurance coverage for your used car and drive without worries!

Contact us today for all your car insurance needs!

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