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Travel Insurance
Complete your travel plans by ensuring that you have proper Travel Insurance designed to meet individual requirements. Enjoy peace of mind before and during a trip with the following bnefits:
- Comprehensive cover options including, Cancellation costs, Medical expenses whilst travelling, travel disruptions like lost luggage, documents, Personal Accident, Personal liability, etc.
- Competitive and affordable prices
- Suitable for most visa requirements
- Choice of products from international companies and leading local insurance companies
- Expert advice on the selection of the cover
- Assistance for swift claims settlement
What is Travel Insurance?
Travel insurance is a type of insurance that protects you against the financial consequences of unexpected travel-related events. It is typically purchased as a standalone product or can be added to another type of insurance, such as an auto insurance policy, if it is specifically designed for this purpose. With travel insurance, you are covered if you need to cancel your trip or rebook your travel dates due to unforeseen circumstances.
It can also cover medical expenses, lost luggage and other incidents that may occur while away from home.
Remember to pick your policy with care so that you can get coverage for all the elements you need. Consulting an insurance broker will be of help in this case, as they are well-versed in all plans available in the market and can guide you to make the right choice .
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Why Do You Need Travel Insurance in UAE?
Travel Insurance is essential for anyone who is planning to travel to a new country. It will cover any medical expenses you may incur as well as lost luggage, theft, and damage to your belongings. You should always buy travel insurance before you leave, even if it means delaying your trip. If you are injured or become ill while traveling, you may not have the funds to pay for care. Travel insurance can help you financially recover from unexpected events while abroad.
There are different categories of travel insurance policies available in the market:
- Single Trip Travel Insurance
- Outbound Travel Insurance (from UAE)
- Inbound Travel Insurance (to UAE)
- Multiple Trip Travel Insurance
- Group Business Travel Insurance
Ensure you get the right coverage for your unique travel insurance needs before you set off on your trip.
Features and Benefits of Travel Insurance
Travel insurance can be a valuable tool that can help protect you against unforeseen expenses while traveling. It can also provide financial protection in the event of medical emergencies or other unforeseen reasons that may arise during your trip. Some of the features of a travel insurance plan include:
Eligibility Criteria:
- Age must be under seventy
- Children under the age of sixteen are insured for fifty percent of the insured amount
Medical Inclusions:
- Inpatient and outpatient expenses in case of medical emergency
- Ambulance charges
- Emergency dental care
- Emergency medical transportation
- First aid/rescue
Repatriation Inclusions:
- Repatriation of insured persons
- Repatriation of mortal remains
- Premature return due to the death of a close relative
Optional Covers:
- Terrorism extension
Covid-19 Cover:
- Quarantine expenses for up to 15 days
- Cost of flight change due to positive report of infectious diseases
Other Inclusions:
- Visit of a close relative in case of severe medical issues of the policyholder
- Personal liability
- Cancellation of travel plans
- Delayed departure costs
- Replacement of toiletries, clothing, and medication in case of delayed baggage
- Loss of, theft or damage caused to personal baggage or money in the duration of the policy
- Loss of passport
- Personal accident benefits
What are the Common Exclusions in a Travel Insurance Plan?
- Damage emerging due to war invasion act of foreign enemy hostilities (whether war be declared or not)
- Damages due to civil war rebellion
- Damages due to revolution insurrection or military or usurped power riot or civil commotion
- Damage due to terrorism (unless the optional cover is taken)
- Damages due to radiation contamination
- Criminal proceedings against the policyholder
- Damages due to adventure sports
- Non-emergency medical treatment
- Any claims not made within 31 days of the trip ending
Why Choose Travel insurance from Gargash Insurance UAE?
Buying insurance can prove to be a tedious and confusing task when undertaken alone. That is why buying travel insurance online through Gargash Insurance’s network of highly capable insurance brokers is a great idea. There are a number of reasons you might consider buying travel insurance online from an insurance broker. For one thing, brokers can offer a wider range of policies than you will find elsewhere. In addition, brokers have relationships with multiple insurers, so they are likely to have access to more affordable deals than you could find on your own. Finally, brokers can be a good option if you are looking for comprehensive coverage. After all, brokers have access to the same information that insurance companies do and they know how to use it to make sure you get the best travel insurance quotes for your needs.
How to Buy Travel Insurance in UAE?
Buying a travel insurance plan from Gargash Insurance is an easy task. All you need to do is follow these four steps:
- Complete the form
- Fill in your basic details
- Get travel insurance quotes and choose the right plan for you
- Purchase your desired travel plan
FAQs
How to Calculate Travel Insurance Premium Online in UAE?
Your travel insurance premium is calculated basis a number of factors. These include your age, destination you are traveling to, duration of your visit, any pre-existing medical conditions you have, the sum insured you have selected and any additional covers for which you have opted
Who is eligible to buy Travel Insurance plans in the UAE?
Anyone under the age of seventy can buy a travel insurance plan. Any child under the age of sixteen will be insured for fifty percent of the insured policy. It is best to consult with an insurance broker when you buy travel insurance online, as they can guide you to get the best plan for your needs.
Is it mandatory to have a Travel Insurance for Dubai?
While it is not compulsory for travellers visiting Dubai to have a travel insurance plan, it is always a good idea to buy travel insurance before setting off on your trip. You can never predict what can occur on your trip; whether it is theft or a medical emergency. That is why you should buy travel insurance online before going to Dubai.
How much does Travel Insurance cost in Abu Dhabi?
The cost of travel insurance may vary from provider to provider, but when you get quotes for travel insurance, they are generally devised based on a few factors. These include your age, your travel destination, duration of your trip, additional covers purchased, pre-existing medical conditions you may have, sum insured amount chosen and so on.
How to Renew a Travel Insurance in UAE?
The easiest way to renew your travel insurance plan is to contact your insurance broker. They can help completing the renewal process or can suggest you buy a travel insurance plan that is better suited for your needs.
Do I get coverage for Baggage Loss under Travel Insurance in UAE?
When you buy travel insurance, you get the benefit of baggage loss covered in your policy. This includes loss of, theft or damage to your baggage in the duration of your plan. Please note that the amount you will get will account for the wear and tear or depreciation of your belongings.
Can I get Travel Insurance for COVID-19 in Dubai?
You can now buy travel insurance online for medical emergencies due to an infectious disease like Covid-19. This is applicable for both inbound and outbound trips. Your travel insurance policy will cover any emergency medical expenses arising from a positive test during your trip.
Are pre-existing diseases covered in Travel Insurance?
No, pre-existing conditions are not covered in your travel insurance policy.
Can you extend Travel Insurance policy?
Yes, you can extend your travel insurance plan to the maximum duration offered by the insurance company. To get started, contact your insurance broker. They will get in touch with the insurance provider and take care of the process for you.
Does Travel Insurance cover you for cancellation?
Yes, your travel insurance policy can cover you for cancellation of travel plans. Check with your insurance broker to help you understand the process better.
Can I buy Travel Insurance after I depart?
No, travel insurance must be purchased before you leave for your trip. A good practice is to get in touch with your insurance broker immediately after planning your trip so you can be insured when you depart.
How soon before a trip should you get Travel Insurance?
Ideally, you should buy your travel insurance policy immediately after making your trip reservations. But in case you have not been able to do that, you can still buy travel insurance before you depart for your trip.
