Adequate Health Insurance is the need of the hour for you and your family. Our wide range of products from various leading insurers includes health insurance policies that meet the mandatory health insurance requirements in the emirates of Abu Dhabi and Dubai.
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Clicking here will redirect you to Orient Insurance website
Clicking here will redirect you to Orient Insurance website
Our professional team will be happy to provide optimum health insurance solutions as below.
The benefits of a health insurance policy in UAE are as follows:
Opting for a health insurance plan has numerous benefits. Young and healthy individuals can avail plans at lower rates and reap the benefits of extensive coverage options as they grow older. Most policies have a pre-existing waiting period which is applicable if you are suffering from any pre-existing health condition /ailments illnesses. This period will be negligible while you are still young and healthy, thus giving you the advantage of exhaustive coverage that will prove useful if you fall ill later in life.
While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses of medical treatments. Having a suitable health insurance policy can help in managing medical expenditure for you and your family.
The medical costs have dramatically risen lately. So, in case of a medical emergency, consumers end up spending their savings, which takes a toll on their future life goals.
The tectonic shift in our lifestyle has made us more prone to a wide range of health disorders. Commuting, hectic work schedules, wrong eating habits, quality of food, stress, and rising levels of pollution have increased the risk of developing health problems at a young age. Hence, having a health insurance policy to manage the health expenses is very important.
Health insurance provides people with a much-needed financial backup at times of medical emergencies and avoids erosion of savings for future needs.
The health insurance policies in UAE cover:
The members can obtain coverage for medical expenses across the world, including their home country, subject to the opted policy terms and conditions.
Medical care providers across multiple specialties have a contract to provide health care services to members of a health insurance plan as per the benefits. There are multiple medical care providers in Dubai, Abu Dhabi, Sharjah and other emirates. Since UAE has an expansive healthcare system, a health insurance policy holder can avail treatments from medical providers in Dubai, Abu Dhabi, Sharjah and and other emirates, subject to the terms of the policy.
Members can enjoy annual health check-ups which include routine screening tests to ensure continued health or identify diseases at a treatable stage if opted under the benefit.
The insurance policy ensures coverage of both in-patient and outpatient services within network facilities.
Health Insurance Plans offering extensive coverage acts as a financial pillow in case of medical emergencies. Unlike basic health insurance plans, a comprehensive policy covers outpatient as well as inpatient treatments, including consultations, medical tests as well as hospital stays.
The Emergency Medical benefit covers treatment for an unexpected illness or injury or any life-threatening conditions which are generally unforeseen that can erode your savings.
Covers the cost of immunizations and preventive health care services as per your health insurance plan.
A health insurance policy in UAE does not the cover the following:
While selecting a health insurance plan for your parents, below must be kept in mind:
With the progression of age, the need for higher coverage increases. With a higher coverage, the premiums also increase. Nevertheless, it is a worthwhile investment to safeguard the health of your parents.
For parents with pre-existing health conditions this is one of the most important factors to consider while choosing a health insurance policy. It is important to choose a health insurance plan which covers pre-existing illness suitably and preferably has a shorter waiting period.
UAE has a robust network of hospitals and clinics, spanning across Dubai, Abu Dhabi, Sharjah, and other emirates. A wide hospital network plays an important role in ensuring the health and safety of your parents, especially in times of emergency.
We have dedicated health insurance claims that are passionate about ensuring our clients get the healthcare they deserve. Our clients can file a claim by filling out the claim assistance form to receive a timely response from our claims team.
You can apply for health insurance online policy in 2 easy steps. Click on Get a quote and fill in the quotation form with your name, contact details, coverage type, other family details, pre-existing conditions, any other specific requirements, and one of our health insurance experts will reach out to you with specific health insurance quotes.
The documents required for filing a health insurance claim in UAE are:
Frequently Asked Questions
The waiting period refers to the time duration after the issuance of the health insurance policy, after which the policyholder is eligible to file a claim. Usually waiting periods apply only for first-time policy issuance and not renewals. Health insurance policies have differing waiting periods based on the type of health insurance, diseases, etc.
A pre-existing condition in health insurance is any health condition that an individual has before enrolment in a health insurance plan.
Declaration of pre-existing conditions/ailments/illnesses is important as it will ensure the coverage of treatment of illness from day one & will also assist the insurance company in underwriting the policy before inception to cover any future costs of treatment. Undeclared conditions will not be covered by the insurer for the entire policy period and will be declared a violation of the insurance principle of utmost good faith.
During the health insurance policy period, there is no set limit on the number of claims that can be registered. The number of claims depends on the sum insured. Claims can be made until the sum insured is exhausted.
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