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March 08, 2022

Best Practices To Buy A Car Insurance in UAE

Technology has revolutionized the way we do a lot of things and buying insurance isn’t an exception. Today, car insurance can be purchased and activated online from the comfort of your home within the span of minutes.

  • Introduction:

In UAE, Car Insurance is a legal mandate for all drivers. However, Car insurance also plays a significant role in helping the insured financially in case of unfortunate events such as accidents. The cost of car insurance is called the Premium The Car Insurance premium depends on various factors such as the model of the car, its age, type of car, etc. 

Besides the premium, there are several factors to consider while looking for car insurance, like coverage, benefits, etc. When you are sure about what you are looking for, the process of finding the most apt insurance coverage becomes easier. Read on to find out everything there is to know about car insurance and how you can purchase one in the UAE

  • Why is Car Insurance Important in UAE?

Much like anywhere else in the world, car insurance in the UAE can be a bit confusing to comprehend initially. However, if you face a crisis involving your car, the importance of a car insurance policy will show through. 

 Whether you are buying a new car or a second-hand car, you should need car insurance. In the UAE you also have the option to buy car insurance online. There are different types of car insurance policies available in the UAE, we have described them in detail below.

  • Types of Car Insurance in UAE:

Finding the right insurance policy for your car can be a tedious process as you will have to consider premiums, benefits, add-on options, etc.


Fortunately, if you visit an insurance broker, you need not worry about any of the above factors. These brokers lend their expertise to clients and help them decide on the best insurance provider and policy that meets their requirements and expectations. 

 

If you intend to drive your car in the UAE, the bare minimum requirement is third-party liability insurance. This insurance coverage protects the policyholder against any liability in case of damage to the third party. 

 

But, if you wish your car to be fully covered, comprehensive car insurance is the most suitable. It covers all your damages including when you are at fault or even in case of an accident only involving you.

 

  • How To Get Car Insurance in UAE?

 

Whether you decide to buy car insurance online or by other means, it is highly recommended to  get in touch with an insurance broker. We will guide you to get the best coverage for your car. As an insurance broker we go through the following steps to ensure our customers get the best premium rates and maximum coverage when they purchase car insurance from us.

Step 1: Understand What Coverage You Are Looking For:

To find the right car insurance, start by figuring out how much coverage you need. Requirements vary from vehicle to vehicle, so take a moment to find out what coverage is required. Once you know what's required, you can decide what you need.

Step 2: Prepare The Necessary Information & Documents:

When you start shopping for your car insurance, have at hand your current insurance policy, your driver's license number and your vehicle registration. You can approach an insurance broker to give the details of your requirement and the basic information like vehicle details, sum insured, age, no claims history and driving experience. They will share quotes from multiple insurer providers with you. They will also offer the pros and cons of each and inform you of applicable discounts like no claims bonus or any promotions

Step 3: Compare Prices:

Compare the prices, benefits, coverage and add-ons amongst the quotes of various insurance providers you have received. 

Step 4: Review The Car Insurance Policy:

When you have done your research, read over the main points of the car insurance policy wordings, coverage inclusions, exclusions and premium amount

Step 5: Purchase The Car Insurance Policy:

If the policy matches your requirements, the final step is to pay and purchase the policy. You can easily buy car insurance online from the comfort of your home or visit our office. We offer multiple payment methods including cash, cheque, bank transfer and online payment.

  • How To Select The Best Car Insurance Plan in UAE?  

In the UAE, there are numerous options available for car insurance plans. You can choose from a range of highly affordable 3rd party car insurance plans to slightly higher priced comprehensive or full car insurance plans

It might get overwhelming to select a suitable plan with the wide range of insurance deals available across the UAE. You have the option of choosing from a range of highly affordable 3rd party car insurance plans to slightly higher priced comprehensive or full car insurance plans.

While Purchasing car insurance online simplifies the process, the process of gathering information from various insurers can still be fairly tedious. Hence dealing with a trusted insurance broker who can offer you unbiased advice, is one of the most effective ways of getting the most suitable car insurance plan can also be less expensive.

  • How To Buy A Car Insurance in UAE?

Once you have completed the difficult step of selecting a plan the process of buying car insurance is a simple one. Most insurance companies and brokers offer customers the option to buy car insurance online, alternatively, you can also get in touch with insurers and brokers through phone or by physically visiting their office

  • Conclusion:

If you are looking for a trusted car insurance company in UAE to guide you through the process, please fill in your details & one of our experts will get in touch with you!

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