UAE is known for its abundance & opulence in retailing businesses including Shops, Restaurants, Eateries, Cafes, Super markets, Souqs and Shopping Malls etc. As retailing offers immense opportunities to business leaders in reaching out to a vast population of potential buyers, it also opens up some risks that the businesses have to face while transacting business.
The huge foot-falls that is witnessed in various Malls in itself is an exposure that the leaders need to be careful of. Business is similarly exposed to the damage and destruction of the inventory stored in the retailing unit or in other areas of storage. Such events can even disrupt the normal operation of retailing and can lead to a reduction in profits.
There are other exposures including possible legal liabilities towards others including the general public, the buyers, the landlords, the neighbors etc.
Restaurants, cafes and other eateries are further exposed to risks related to food and beverages served to the customers. The problem of food delivery which has gained huge popularity brings its own set of exposures as well.
We provide customized solutions to retail businesses that take care of most of the risks faced by them while doing business. The solutions are properly designed and specifically targeted at retail businesses. We also look at Restaurants as a unique exposure and design our offerings accordingly.
Some of the key sections under this policy are:
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An "All Risks" policy carefully designed in the international insurance market to take care of various risk exposure in the gold & jewellery industry
Partnering with organisations to help them identify the risks they face and to help them manage their risks better
Office Package Insurance Policy brings together a number of different types of cover or a range of risks/perils under one policy for offices
Comprehensive cover specifically designed for hotel risks, combining various insurance covers into one policy