Property All-Risk Insurance offers broader protection than standard Fire Insurance. While Standard Fire Insurance covers only fire-related damage, an All-Risk coverage provides protection against a wide range of accidental damages.

Here's how they differ:

• It protects against losses caused by fire, lightning strikes, or explosive incidents.
• All-risk insurance covers accidental damages from fire, water, impact, or theft.
• All-Risk includes coverage for machinery, stock, and office equipment.
• Offers better protection for businesses in high-risk industries.
• Often required for companies with valuable property or high-value assets.

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