What is the difference between a Fire and allied perils policy & a PAR (Property All Risk) Insurance Policy?

What are the various properties that can be insured under PAR (Property All Risk) Insurance?

On what values should I insure my properties with a PAR (Property All Risk) Insurance Policy?

What does machinery breakdown insurance cover?

Do I need Machinery Breakdown Insurance if I have a warranty?

How does Machinery Loss of Profits insurance differ from Machinery Breakdown Insurance?

What does STRATA insurance cover?