Does marine cargo insurance in the UAE cover delays caused by customs clearance?

Marine cargo insurance in the UAE is mainly designed to safeguard shipments while they are being transported, but it usually does not extend to delays caused by customs clearance.

·       Exclusion of Delays: Administrative hold-ups, including inspections, customs checks, or port congestion, are generally outside the scope of coverage.

·       What’s Covered: Protection typically applies to risks such as theft, fire, accidents, collisions, or natural disasters that may directly impact the cargo.

·       Policy Review: If customs-related delays are a concern for your business, it’s best to discuss add-ons or tailored options with your insurer.

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