Professional Indemnity Insurance and Public Liability Insurance protect against different risks and serve different purposes.

• Professional Indemnity Insurance covers you if your client suffers personal or financial losses because of incompatible advice or service provided by you, your employees, or your business.
• Public Liability Insurance, on the other hand, protects your business if any third party gets injured or suffers property damage because of your business activities or while on your premises.

Understanding the difference between these two types of insurance is important to choose the right coverage that fits your business needs.

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