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Public Liability

Public Liability
Public Liability

Public Liability Insurance

The Public Liability Policy covers the insured’s legal liability (including legal defence costs and expenses) for death, bodily injury and/or property damage to any third party arising out of or in connection with the business.

The policy can be extended to cover the following additional risks depending upon the business of the insured:

  • Landlord’s liability towards tenants
  • Tenant’s liability towards the landlord
  • Food and drinks liability
  • Liability arising out of usage of swimming pools, gymnasium
  • Liability arising out of lifts, elevators, escalators
  • Car park liability

The cover can be taken either for liability arising from the premises (i.e location of business operations) or for the overall business activity of the insured within the territorial limits.