D&O insurance provides indemnity to directors and officers for legal costs, damages and expenses incurred, arising from claims brought against them personally due to wrongful acts. (i.e any actual or alleged act, error or omission by an insured person). Wrongful acts can include negligence, default, breach of trust, breach of duty, and misrepresentations in their capacity as directors, officers and managers.
Covers legal liabilities to third parties arising out of the business operations
A wider form of legal liability coverage to include third party/product/pollution liability, etc.
Covers legal liability to third party caused by products sold or supplied by the insured
Insurance to compensate the insured employees in respect of any bodily injury, disease, illness or death suffered in the course of employment
Covers the errors and omissions of professionals whilst performing their duties
Covers the errors and omissions of medical professionals and institutions