Does UAE business insurance cover losses from cyberattacks or data breaches?

Standard business insurance policies in the UAE usually do not include coverage for cyber risks.

• Cyber Liability Insurance: To protect against threats like hacking, ransomware, or data breaches, businesses typically need a dedicated cyber insurance policy.
• Coverage Scope: Such policies may cover costs related to data recovery, legal liabilities, regulatory fines, and even business interruption caused by cyberattacks.
• Policy Review: Always review your existing business insurance and speak with your broker to check whether cyber protection is included or requires a separate add-on.

Getting specialized cyber coverage is increasingly important as digital risks continue to rise for businesses in the UAE.

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