Car insurance is legally required in the UAE, regardless of whether the vehicle is brand new or pre-owned. Whether you are buying from a dealership or a private seller, you must have an active insurance policy before you can register the car in your name.

What to keep in mind when getting insurance for a used car:

• Policy type: You can choose between third-party liability (basic legal requirement) and comprehensive insurance (covers not only yourself and your vehicle but also other persons or property involved in an accident).
• Vehicle age and condition: Older cars may have limited comprehensive options, especially if spare parts are hard to find or the car's value is low.
• Premium cost: Insurance for used cars is generally more affordable, but rates vary based on the vehicle's make, model, accident history, and your driving profile.
• No Claim Discount (NCD): If the previous owner had a good claims history and you’re insuring the car under the same name, you may be eligible for a discount—depending on insurer policies.

Click here to get a quote, connect with our motor insurance experts, and find the perfect plan for your used car.