Whether or not your car insurance in the UAE covers dents and scratches largely depend on the type of coverage you have and how the damage occurred.

Here’s a quick breakdown:

• A comprehensive insurance policy typically includes coverage for scratches, dents, and other minor damage, especially when they result from accidents or acts of vandalism.
• Third-party insurance doesn’t cover any damage to your own car, including surface-level issues like dents or scratches.
• Parking damage or unknown causes may not be covered unless your policy includes specific protection for such incidents.
• Filing a claim for minor damage might affect your No Claim Discount (NCD), so it’s important to weigh the cost of repair against your policy benefits.

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