Question:
Can I upgrade my health insurance plan during the coverage period?
Answer
Yes, you can upgrade your plan mid-policy. Still, it depends on your insurance provider's terms and whether you're on a group or individual plan.
Things to consider when upgrading:
- You may need to wait for a renewal window unless there's a significant life event (like pregnancy).
- Premium adjustments will apply based on the new coverage.
- Upgraded plans offer wider benefits, including better hospital access or added dental/vision.
- Medical underwriting may be necessary, particularly for individuals with pre-existing conditions.
- Group plans might have different rules, so check with your employer if it's a company policy.
Click here to get a quote, connect with our health insurance experts, and find the perfect plan for your needs.
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