What should I check before selecting a health insurance policy?

Before finalizing a policy, we recommend evaluating the following key factors:

• The hospital network: Are your preferred hospitals and clinics included?
• Area of coverage, : Does it cover the specific countries you visit most frequently?
• Annual coverage limits : Is the maximum coverage sufficient for major emergencies?
• Waiting periods, Are there delays before you can claim for certain treatments (e.g., maternity or dental)?
• Exclusions : What medical conditions or treatments are left out?

Direct Billing: Does the plan offer cashless treatments, or will you need to pay and claim?

Value-Added Services: Does it include 24/7 emergency support, second medical opinions, and telemedicine?