Question:
Can my health insurance premium be reduced by following healthy living practices?
Answer
In the UAE, a few insurers may reward people who focus on healthier living. Not all companies offer this, but having a good health record and lifestyle can sometimes make it easier to find more affordable or flexible insurance options.
The main points to keep in mind are:
- Wellness Benefits: A few plans may include incentives for regular health check-ups, fitness participation, or preventive care.
- Lower Risk Profile: People with no smoking history or fewer medical concerns are often seen as lower risk, which can reflect positively in their premiums.
- Check Availability: These features differ between insurers, so it’s best to confirm directly when choosing a plan.
Click here to connect with our health insurance experts and explore plans that reward healthy living.
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