How to File a Health Insurance Claim for Senior Citizens?

Filing a health insurance claim for senior citizens is simple if you follow the correct steps.

The main points to keep in mind are:

• Direct Billing: Use hospitals or clinics in your insurance network. Present the insurance card or Emirates ID at the time of treatment. Some procedures may need approval from the insurer beforehand.
• Reimbursement Claims: If you pay for medical services yourself, submit a duly filled claim form along with receipts/ proof payments, invoices, prescriptions, lab reports, radiology reports and medical reports. Make sure all documents are properly signed and stamped.
• Submit on Time: Claims should be submitted promptly, ideally within 30-60 days of treatment, to avoid delays in processing depending on the insurer’s policies.

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