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Fidelity Guarantee insurance covers the losses resulting from the dishonest/fraudulent act of employees.
- Named and/or position Basis - names and/or position of individual employees to be given especially when not all staff is to be covered.
- Blanket Policy - covering all employees in the company, but on unnamed basis.
- Collective Policy - specified amounts guaranteed for each named and position of individual employee covered.
- Floating Policy - named with policy maximum liability regardless of the number of defaults or employees involved.