It is common in the households of the UAE to have maids as cooks, cleaners, caretakers, drivers, babysitters etc.
What is under-insurance? For properties that are of high value it is recommended that evaluation of your property is done by a professional valuation firm before values are fixed.
There are plenty of ghost brokers out there who offer deals that are too good to be true. If someone tries to receive undeserved financial benefits from a car insurance company, it is considered fraud