| Other than conventional type of hazards, Computers and other
electronic items are prone to various types of accidental damage.
The Electronic Equipment insurance policy provides All Risk
cover for this type of equipment. Both hardware and software
can be considered for cover.
Cover is also available for increased cost of working following
damage to the equipment and (clerical) costs incurred for
reinstatement of lost data.
Varying considerations may be applicable while effecting
cover for portable equipment like laptops, palmtops etc. In
case these items are insured under a Fire policy, there could
be possible duplication in certain areas of cover eliminating
which could be economical.
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