| The Medical Insurance program takes care of outpatient and
in-patient costs. Medical Insurance plans operate in two basic
ways. One is on reimbursement basis while the other is on direct
settlement basis. The direct settlement schemes provide a cashless
facility whereby no money has to be paid by the insured (but
for the agreed excess) for treatment. If the reimbursement basis
is opted for then the patient settles the bills/ invoices with
the concerned clinic/ hospital / pharmacy and puts in papers
to claim reimbursement.
Medical insurance is full of ifs, buts and exclusions. It
is very important that you are aware of all such extensions
and provisions. There are options to buy back many of the
exclusions.
Contact us for the special Mediplus+ Medical Insurance plan.
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