Travel Insurance

Complete your travel plans by ensuring that you have proper travel insurance designed for your individual requirements. Enjoy peace of mind before and during the trip.

  • Comprehensive cover options including, cancellation costs, Medical expenses whilst travelling, travel disruptions like lost luggage, documents, Personal Accident, Personal liability etc.
  • Competitive and affordable prices
  • Suitable for most visa requirements
  • Proven experience and expertise at your disposal
  • Choice of products from international companies and leading local insurance companies
  • Expert advice on selection of cover

TRAVEL PRODUCT – COVER SUMMARY

COVERS PROJECT TYPE EXCESS
SCHENGEN TRAVEL EXCUTIVE TRAVEL HOLIDAY TRAVEL
Travel Inconvenience Cover
Cancelling your trip / Cutting your trip short (including missed events) (each) Not Covered US$ 5,000 US$ 5,000 US$ 50
Missed Departure & Connections (each) Not Covered US$ 1,000 US$500 US$50
Travel Delay / Abandoning Your Trip Not Covered US$ 100 per 6 hours up to US$ 500 US$ 100 per 6 hours up to US$ 500 6 hours
Personal Belongings and Baggage (including valuables) Not Covered US$ 6,000 (Valuables US$ 1,500) US$ 5,000 (Valuables US$ 1,000) US$ 50
Delayed Baggage Not Covered US$ 100 per hour up to US$ 1,000 US$ 100 per hour up to US$ 500 6 hours
Passport, Travel Documents, Personal Money and Credit Card Fraud Euro 350 US$ 750 US$ 500 US$ 50
Home contents burglary - whilst travelling Not Covered US$ 1,500 US$ 1,000 US$ 50
Pet Care Not Covered US$ 300 Not Covered Nil
Hijack Not Covered US$ 100 per 24 hours up to US$ 5,000 Not Covered Nil
Bail Bond Facility (including advance of bail bond) Not Covered US$ 5,000 US$ 5,000 Nil
Medical and Related Expenses
Emergency Medical Expenses including emergency dental treatment Euro 30,000 US$ 1,000,000 US$ 1,000,000 US$ 50
Overseas rehabilitation allowance Euro 30,000 US$ 1,000,000 US$ 1,000,000 US$ 50
Emergency Medical Evacuation and/or Repatriation Euro 30,000 US$ 1,000,000 US$ 1,000,000 US$ 50
Repatriation of Mortal Remains Euro 30,000 US$ 1,000,000 US$ 1,000,000 US$ 50
Hospital allowance Not Covered US$ 300 per day up to US$ 1,500 US$ 300 per day up to US$ 1,500 Nil
Compassionate Visit of close relative Not Covered US$ 1,500 US$ 1,000 US$ 50
Dependent Child Protection Not Covered US$ 1,500 US$ 1,000 Nil
Emergency Telephone Charges Not Covered US$ 100 US$ 100 Nil
Accident and Death Benefits
Accidental death and permanent total disability Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Overseas rehabilitation allowance Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Emergency Medical Evacuation and/or Repatriation Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Repatriation of Mortal Remains Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Hospital allowance Not Covered US$ 300 per day up to US$ 1,500 US$ 300 per day up to US$ 1,500 Nil
Compassionate Visit of close relative Not Covered US$ 1,500 US$ 1,000 US$ 50
Dependent Child Protection Not Covered US$ 1,500 US$ 1,000 Nil
Emergency Telephone Charges Not Covered US$ 100 US$ 100 Nil
Accident and Death Benefits
Accidental death and permanent total disability Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Assault/Mugging/ Robbery, Hijack and/or Murder Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Disappearance Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Drowning and suffocation by gas, poisonous fumes or smoke Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Strike, riot and civil commotion Euro 10,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 35,000 Benefit 1- Death Benefit 2- Permanent Total Disablement US$ 30,000 Benefit 1- Death Benefit 2- Permanent Total Disablement Nil
Accidental death due to common carrier Not Covered US$ 10,000 Not Covered Nil
Comatose state lumpsum benefit Not Covered US$ 2,500 US$ 1,500 Nil
Simple and other fractures Not Covered US$ 1,500 US$ 1,000 Nil
Funeral benefits Not Covered US$ 1,500 US$ 1,000 Nil
Liability and Legal Expenses
Personal Liability Not Covered US$ 1,000,000 US$ 1,000,000 Nil
Legal Expenses Not Covered US$ 50,000 US$ 50,000 Nil
Optional Covers
Winter Sports
Winter Sports Equipment Not Covered US$ 500 US$ 500 US$ 50
Ski Hire Not Covered US$ 50 per day up to US$ 500 US$ 50 per day up to US$ 500 US$ 50
Ski Pack Not Covered US$ 500 US$ 500 US$ 50
Piste Closure Not Covered US$ 50 per day up to US$ 500 US$ 50 per day up to US$ 500 US$ 50
Golf Cover
Golf Equipment Not Covered US$ 500 US$ 500 US$ 50
Golf Equipment Hire Not Covered US$ 50 per day up US$ 500 US$ 50 per day up US$ 500 US$ 50
Green Fees Not Covered US$ 500 US$ 500 US$ 50
Cruise Cover
Missed Port Departure Not Covered US$ 1,000 US$ 1,000 US$ 50
Cabin Confinement Not Covered US$ 300 per day up to US$ 1,000 US$ 300 per day up toUS$ 1,000 Nil
Unused Excursions Not Covered US$ 500 US$ 500 US$ 50
Itinerary Change Not Covered US$ 250 per port up US$ 500 US$ 250 per port up US$ 500 Nil
Cruise Interruption Not Covered US$ 1,000 US$ 1,000 US$ 50
Terrorism Not Covered US$ 100,000 US$ 100,000 As Applicable

50% discount for children below 16 (if being accompanied by adults)

10% Spouse discount

25% discount on deletion of Medical expense cover (does not apply to visa travel)

20% discount on deletion of Personal baggage cover (does not apply to visa travel)

20% Family discount (not applicable for children if selected)

100% loading for Winter Sports cover (does not apply to visa travel)

25% loading for Golf cover (does not apply to visa travel)

100% loading for persons above the age of 65 upto 75.

GREAT WAY TO GET SECURED

GARGASH INSURANCE SERVICES

500+
COLLECTIVE YEARS OF EXPERIENCE
200+
EXPERT ADVISORS
5000+
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50000+
CLAIMS RESOLVED
1Million+
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Contact us for professional insurance intermediary delivering excellence broking and consultancy services.

Highest Level of Professional Competence And Expertise.

Dedicated Claim Assistance Service

Adequate
Protection

Excellent Relationships With Leading National And International Insurers

Why a Broker?

  • Globally, insurance regulatory authorities (including Ministry of Economy in the UAE) recognize the value added service provided by Insurance brokers.
  • The insurance policy is a fairly complicated legal document and an understanding of the insurance and legal complications in the fine print of the policy is essential.
  • Individuals, Businesses and Organizations are exposed to various physical and financial hazards.
  • Insurance covers and policies evolve continuously. A professional broker would help you in getting access to upto date insurance products and services.
  • In a competitive and sensitive market, the quality of products and services are often compromised.
  • A professional broker can, should you so desire, provide guidelines in establishing the right Sum Insured, Values for insurance, Limit of indemnity etc.
  • A professional broker scrutinizes the policy document to ensure its accuracy with regard to cover, specification, extensions, etc.
  • In the event of a claim, it is important to present the same in a detailed and professional manner.
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