My India Care is a unique insurance product specially designed for Indian expats in UAE. This is
a combination of worldwide personal accident insurance, hospitalisation and day care medical
coverage, with optional critical illness cancer cover.
This product is introduced in the UAE by Gargash Insurance Services in association with
National Takaful Company, Watania.
May 09,2018, Dubai: Indian expatriates living and working across the UAE can now avail medical and
accident insurance schemes in India, thanks to a new,first of its kind insurance policy that was
launched on 8th May 2018 (Tuesday).
The new policy, My India Care is a joint initiative by Gargash Insurance Services, the leading national
insurance brokerage firm in the UAE and National Takaful Company, Watania, one of the leading
takaful insurer in UAE.
Announcing the new programme / scheme during a press conference held at the India Club in Dubai,
Mustafa Oliyath Vazayil, Managing Director, Gargash Insurance said, the new scheme is specifically
aimed at Indians living and working in the UAE. This product is designed at facilitating a seamless
medical and accident insurance cover, where the beneficiary continues to remain covered even after
they return to India post their expatriate life.
"The idea behind the scheme is to ensure that expatriates and their dependents residing in UAE /
India or elsewhere to get hospitalisation and day care benefits in India.This scheme is open for all NRIs
in UAE below 55 yrs old and for their spouse and children (upto 24 yrs) ”, said Vazayil.
"The new scheme allows access to the most advanced healthcare facilities on cashless direct billing
basis. The hospitalisation and day care claim in India is administrated by our partner Religare Health
Insurance Co Ltd. through a wide network over 5000 medical providers PAN India. This will help the
insured member to recover without worrying about medical bills and other related expenses. In
other words, we will take the worry out of your recuperation”, says Mr. Gautam Datta”, CEO of Watania.
The highlight of the scheme is, once the insured member returns to India after the residency in UAE,
Religare Health will offer with closest possible benefits for same sum assured with lifelong
renewability, says Mr. Datta.
The policy is affordably priced and can be subscribed online. "We have priced the scheme in a way
that it is affordable to every expatriate living and working in the UAE. The premium starts from
AED 311 per year or less than AED 1 per day. NRIs can easily subscribe and pay to the scheme by
visiting the website of Gargash Insurance," added Vazayil.