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An insight on Under-insurance
What is under-insurance? For properties that are of high value it is recommended that evaluation of your property is done by a professional valuation firm before values are fixed. This is to ensure that you are insuring the correct value of your building. When this does not happen, there is a risk that you are either under-insured or over-insured.. If you are over insured, you cannot be at benefit of your policy and on the contrary you lose out by paying additional premium due to high values insured. But if you under-insure, you will not be reimbursed to the full value of damages incurred. Effect of Under-insurance Assuming that you have declared ...

Directors & Officers Liability (D & O )
Directors & Officers Liability (D & O ) – WHAT, WHY, and for WHOM? D&O cover was first conceived in the late 19th century, and after a long period of its dormancy and unpopularity it was found spreading rapidly throughout the world since the 1980s. D&O insurance can be purchased by organizations of all shapes and sizes. The primary purpose of coverage is to protect an organization's Directors & Officers. Depending on the organization’s size the policy may also provide benefits to the entity itself. Directors and officers (D&O) liability insurance protects Directors & Officers from claims improper performance of professional duties. Lawsuits against board members and officers can result in huge ...

How to avoid auto insurance fraud
There are plenty of ghost brokers out there who offer deals that are too good to be true. If someone tries to receive undeserved financial benefits from a car insurance company, it is considered fraud Source: Khaleej Times Car insurance fraud is a reality in the UAE that all drivers and car owners should be aware of. If someone tries to receive undeserved financial benefits from a car insurance company, it is considered fraud. We have prepared this guide for women on auto insurance frauds so you can learn to protect yourself from being a victim. Types of auto insurance frauds Soft fraud This is also known as opportunistic fraud. Someone has a valid reason ...

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